Gramhal builds smallholder farmers’ agency and increases their income by unlocking post-harvest services of storage, credit, and market linkage.
The majority of smallholder farmers in India are involved in sustenance farming of food grains using informal credit. The urgency of cash around the harvesting season requires these farmers to quickly sell off their produce without waiting for a favorable market condition. The lack of access to storage and the need to repay the credit further intensifies the situation. Thus, most smallholder farmers end up in a vicious debt cycle leading to one farmer suicide every half an hour.
Gramhal addresses these issue by providing farmers a bundle of post-harvest services, like access to storage, credit, and market. Gramhal’s online platform provides an end to end solution and builds farmers' agency to access instant & fair credit, and better produce price.
A farmer can rent space at the warehouse through a phone call. Our team ensures quality certification & transport pooling. At the warehouse, we generate a tradeable electronic receipt.
INSTANT & FAIR CREDIT
Our partner bank uses our platform to deliver credit to the farmer. This smoothens farmer’s cash flow and provides them the agency to hold the produce until the prices become favorable.
Transparent Price Discovery
We provide daily price information to the farmers through SMS. Once, the price becomes favorable, farmers can sell their produce directly to the end buyer through a phone call.
ABOUT OUR TEAM
The People Behind the Company
Vikas thinks at the intersection of technology, entrepreneurship, and social change. He is a graduate of Harvard Kennedy School, where he specialized in Public Policy. He is an Adrian Cheng Fellow 2018, and for his commitment to social justice and inner values, he has been named as Dalai Lama Fellow 2018.
A people's person who breathes activism and creativity in the same moment. He is a graduate of Tata Institute of Social Sciences, where he specialised in Social Entrepreneurship. He has extensively worked in the agriculture sector with organisations like TSDRS, and Tata Trusts.